Card Not Present Fraud
Noun · Security & Infosec
Definitions
Payment fraud involving a card transaction where the physical card is not presented, such as online, phone, or in-app purchases. Because the merchant cannot inspect the card directly, identity and risk checks rely on other signals.
In plain English: Payment fraud in online or remote transactions where the physical card is not shown.
Example: "The merchant tightened risk scoring after card not present fraud spiked on checkout."